New Delhi/Jamtara: In a significant breakthrough, the Cyber Police Station of the South-West District, Delhi, has busted an organised multi-state cyber fraud syndicate involved in duping bank customers on the pretext of KYC updation. Four key accused have been arrested from Jharkhand and West Bengal, officials said on Friday.
According to an official press note, the arrested accused have been identified as Shiv Kumar Ravidas (22), Sanjay Ravidas (33), Dinesh Ravidas (29), and Shubham Kumar Barnwal (25). The syndicate was operating mainly from the Jamtara region of Jharkhand and adjoining areas, which are notorious for cyber fraud activities, while targeting victims across different states.
Deputy Commissioner of Police (South-West District), Amit Goel, said the accused impersonated bank officials and contacted unsuspecting customers through phone calls and WhatsApp messages. They created a false sense of urgency by claiming that the victims’ bank KYC needed immediate updation.
The victims were then persuaded to install malicious APK files on their mobile phones. Once installed, these applications enabled the fraudsters to gain unauthorised remote access to banking apps and confidential credentials. Using this access, the accused fraudulently availed loans, transferred money to mule bank accounts, and withdrew funds through ATMs, POS machines, and other banking channels.
The case came to light after a complaint was filed by Ms A. Ahmad, a resident of Sagarpur in New Delhi. As per the press release, on December 13, 2025, she received calls and WhatsApp messages from unknown persons posing as bank officials. On December 15, she received SMS alerts indicating that a loan of Rs 8.33 lakh had been processed on her Axis Bank credit card, followed by unauthorised debit transactions amounting to Rs 8.30 lakh.
Denying any involvement or consent for the transactions, the complainant approached the police, leading to the registration of e-FIR No. 132/2025 at Police Station Cyber South-West.
A dedicated police team led by Sub-Inspector Amit Kumar, under the supervision of Inspector Pravesh Kaushik, SHO PS Cyber South-West, and ACP Operations Vijay Pal Tomar, conducted detailed technical surveillance and coordinated raids across states. Three of the accused were apprehended from open fields in the PS Nirsa area of Dhanbad district, Jharkhand, while they were actively attempting to target new victims. The fourth accused was later arrested from the Hooghly district in West Bengal.
During the operation, police recovered 10 mobile phones, 13 SIM cards, clothes worn during ATM withdrawals, malicious APK files, WhatsApp chat data, Excel sheets containing bank and customer details, and transaction-related messages. Officials said further investigation is underway to trace additional victims, money trails, and possible links to a larger cybercrime network.
